Identity Theft — It could happen to you

Until recently I thought Identity Theft was something that only happened to people who were careless with their personal information and who fell prey to the myriad of telephone, mail and online scams floating around out there.

No more. It happened to me, and it could happen to you.

It all began when I received a call from someone claiming to be from the Fraud Prevention Department of MBNA Canada. The caller wanted to know if I had recently applied for an Amazon.ca MBNA credit card, to which I replied No.

She then informed me that someone had applied for one earlier this month using my personal financial information — or at least enough of it to apply for credit.

And, here’s the kicker. She told me that in order to cancel the card, I would have to answer some security questions to prove/verify my identity!

This request sent my spidey-sense tingling. Like most people, I have read all the warnings about never disclosing any personal information over the phone and/or online to strangers.

Since, on any given day, I receive several scam phone calls telling me that I have won non-existent cruises, warning me that a warrant is out for my arrest for unpaid taxes, or telling me a family member is in economic distress in a foreign country, I was immediately leery of this request and accused her of being a scammer and hung up the phone.

Within 15 seconds my phone rang again — same person, same spiel. This time she advised me to go to the MBNA Canada website while we were on the phone. At this point, I was beginning to wonder if she was legitimate and followed her advice.

To make a long story short, after about 15 minutes of conversation, she convinced me that the call was legitimate. By providing some personal information that only I would know, I was able to prove that I was who I said I was and that whoever applied for the credit card was a fraudster.

The fraudulent request for an MBNA credit card was rejected and canceled. End of story — right?

Nope.

In light of the fact that my personal financial information had been compromised, the MBNA representative advised me to contact Canada’s two credit bureaus (why do we have two?) — Equifax and Trans-Union and have them put Fraud Prevention Alerts on my credit profile.

I began with Equifax as it was the one I had heard of before. Since I am not one to be making large purchases or trying to build my credit, I have never requested a credit report or credit score. The process took about 30 minutes as I had to fill in online forms and provide security questions and so on and pay a fee of $11.95 for the privilege. The report indicated that no recent inquiries about my credit had been made. Just to be on the safe side, I ordered their monthly Credit Monitoring service which will permit me to check my credit regularly and will alert me if anyone (e.g. credit card fraudsters) inquires about my credit rating. This for a price of $19.95 per month.

Case closed. Right? Not so fast.

The next morning I had two dodgy looking characters appear on my front porch within one hour of each other claiming to be distributing menus from the local Domino’s Pizza. I knew this was bogus as they didn’t go to any other houses around me. A quick call to Domino’s confirmed what I suspected — they had no one in the neighbourhood distributing menus. My residence was being targeted, for whatever reason.

Assuming that the individuals were criminal door-checkers, I reported the incident to the local police and they told me a car would be sent out to look for them.

Story over? Not so fast.

After checking my mail, I came across an envelope with a spanking brand new RBC Visa Credit Card in my name.

After another grueling 30 – 45 minutes on the phone with RBC’s Fraud Prevention Department, I was able to prove that I did not apply for the card and it was canceled and I destroyed the card

I decided it was in my best interests to contact Trans-Union about what credit information about me they had in their files. Much to my chagrin, they informed me that two recent inquiries about my credit rating had been made — one from MBNA and one from RBC.

The dots were beginning to connect up.

I told the Trans-Union representative about the MBNA call and the unsolicited RBC credit card. He asked me if I had noticed anyone going through my mail recently as they may be cohorts of the scammer attempting to intercept the bogus cards.

Bingo!

After I told him about the two porch visitors, he suggested that I should protect myself by having my mail temporarily diverted until the threat of any further criminal activity passed. Since I now have Fraud Protection Alert protection with both credit bureaus, no further applications for credit using my name can be made without direct contact with me.

So, the costs of protecting myself from these and further fraud attempts have added up to well over $200.00. And still nobody (including my own bank) can explain to me how my personal financial information was compromised. Nor can they can guarantee that future fraudulent attempts won’t be made.

I have resigned myself to checking my credit information daily for peace of mind, if nothing else.

My advice? Be vigilant with your personal financial information and report any suspicious activity. You may even consider subscribing to one of the two credit bureaus.

Identity Theft can happen to anyone, as I have learned.

Daina Janitis reviews the first Jeffery Concert of the 2019-20 season: the Gryphon Trio

http://www.jefferyconcerts.com/season1920/assets/banner/Gryphon_Banner.jpg

When my husband and I came to London more than 50 years ago, newly married, fresh from mid-city Toronto and U of T, wondering if living there had made us …perhaps… a little worldlier – I admit that London’s ways and habits were difficult to understand. An all-purpose Centennial Hall- but no creaky, wonderful Massey Hall where we saw Seiji Ozawa conduct and sat on the stage to hear Andre Segovia play his guitar.  An orchestra with musicians second to none- and a limited audience, spotty management, and scanty funding. A mysterious lawyer who dabbled in music- and supported a series of concerts in a small hall that were never advertised but annually sold out via subscription…did we need a secret handshake to ever hear one?

But living in London- or on its outskirts- for those fifty years has made London’s advantages dearly beloved. Not too big, not too small. Great place to raise a family, but requiring diligence to get suitable jobs here. Halfway between Toronto and Detroit- and glad to not be either. Good place to work- and to volunteer.

And by volunteering, you grow to realize what makes London so special: individuals with passion and heart trying to make London the best place to live and grow – and the Jeffery Foundation is just one of them. Propelled by Gordon Jeffery’s legacy, the volunteer board members continue to bring world-renowned trios and quartets to London, year after year. Their magnificent support of the Wolf Hall stage area has made it a jewel of chamber music performance space- not too big, not too small. The annual series remains perfect – not too long, not too short.

For the first concert of 2019, the Jeffery folks nabbed their friends, the Gryphon Trio. Their pianist- and announcer- the brilliant Jamie Parker – admitted his trio’s affection for London came partly from receiving one of their three Juno awards here last year. The Gryphons have been building a worldwide reputation for 25 years, committed to “redefining chamber music for the 21st century”. They have commissioned over 85 new works, toured North America and Europe, released 23 recordings (with exquisite covers!) and given masterclasses everywhere.

They continue to inspire upcoming musicians and audiences with their educational outreach program called “Listen Up”, with bases in Etobicoke and Ottawa. The cellist announced that their “classical music cruise” with AMA Waterways on the Rhine is sold out for 2020- and what a dream holiday THAT would be! When they are not on the water, they’ll be directing the 2020 summer classical music program at the Banff Centre for Arts and Creativity.

Reviewing a concert for people that were not able to attend always seems a tad pointless to me – those that were there rose to their feet in a standing ovations- a bit creakily for some of us- and demanded the beautiful Haydn encore felt deeply what they were applauding.  I’m sure that they would agree:

  • That Parker’s piano dominated- as it was meant to do- the first Haydn Trio where the violin and cello often double the piano line. (in Haydn’s day fortepianos were “tinkly” in sound and needed some strengthening from other instruments)
  • That all three musicians were impeccable on the sparkling runs in this piece
  • That the Minuetto final, in a minor key, added mystery in the lower keyboard range

AND

  • That the Brahms Trio No.2 in C Major was a stretched- out composing task between his major symphonies and most famous orchestral overtures
  • That his friend Clara Schumann (if you want all the dirt on this friendship, you have to attend the London Symphonia concert on September 29th) made him run this trio by her – and SHE chose another one in E-Flat that he later destroyed!
  • That its four movements are packed densely with musical jewels- and all the instruments get brilliant equal billing

AND

  • That Jamie Parker is s stellar emcee- much of the wit of our Ralph Aldrich- when he introduced the Mendelssohn Piano Trio No. 2 as “ a Jason Bourne movie” type of piece- car crashes, hide-outs, strung-out nerves, and romantic interludes.
  • That he was RIGHT! – our audience was on the edges of their seats throughout the “energico e con fuoco” first movement, the “molto allegro quasi presto’ third- and the final “allegro appassionato”.

And that secret society that I used to think ran the Jeffery series? – working their what-nots off during the concert are Ralph with programs- wittiest commentator on music ever! There’s Ingrid, devoted to the Foundation but also managing the London Youth Symphony- and mothering the cellist who will be one of the world’s best. Vocal professors Frances and Alvin are vigilant and welcoming throughout- and Dr. David now devotes his astrophysical expertise to music for Londoners. Oh- and my son’s first bassoon teacher- Diane- is there looking not one jot older.

Go to their website if you don’t have the season brochure: http://www.jefferyconcerts.com/season1920/concerts1920.html    and find out what’s coming.

Meanwhile, I’m dashing around town to pick up silent auction items for our own amazing London chamber music group- Magisterra Soloists International (October 11th)-and showering silent blessings on the symbiosis of London musicians and their admiring volunteers. We’re all hoping to make London not too elitist…not too homely …just perfect!

Daina Janitis, September 22, 2019

Daina Janitis reviews Grease

Even if you’ve thrown away your poodle skirt, abandoned Brylcreem, and can’t get what’s left of your hair into a DA – you’re going to LOVE the memories brought back by Drayton Entertainment’s 2019 production of Grease. If you’re my age – impress your friends first on the parking lot outdoors guessing what years are represented by the sleek, chrome-laden vintage cars on display. If you bring another generation with you, impress them with your command of 1950’s slang:

If you were annoying your buddies enough to fight, you were “Cruisin’ for a _____________’ “

If you were close enough to incite a punch, you were threatened with a “knuckle _____________”

If you avoided injury and succeeded in everything else, you were “made ___ ____ _________”

And if you were a tough guy who used copious amounts of the aforementioned Brylcreem, you were a “gr_____”.

No matter whether the 1950’s were your finest hour- or something you’re happy to have survived- you’re going to love the high-energy, mega-talented production of “Grease directed and choreographed for her brilliant company of actors/singers/dancers by Lisa Stevens. It’s a night (or matinee) of nostalgia that has been recaptured many times. Written in 1971, originally set in the fictional Rydell High School in 1959 (based on  Howard Taft High School in Chicago), it burst on the Chicago stage as a slightly raunchy, boisterous, collection of 1950’s tropes of teenage life- peer pressure, gangs, American love of the car, rebellion, sexual norms- and became the longest-running musical on Broadway at 3,388 performances – to be surpassed only by A Chorus Line.

The company assembled by the unsurpassable Drayton entertainment are going to be “my” Grease benchmark- and you won’t forget them. The purposely simple plot- with a believable twist at the end- is beautifully threaded through production numbers that will leave you tapping your feet and reading the program bio’s to know how you could have missed some of these people.

Danny Zuko, played by David Cotton, is every girl’s dream of a dark-haired anti-hero with terrific abs (and a beautiful singing voice) Danny has met and fallen in love with sweet blonde Sandy Dumbrowski , wooed but not persuaded to go “all the way” during some melodious “Summer Nights”. Their meeting on the first day of school (Sandy has transferred to Rydell after that contretemps at St. Bernadette’s over her patent leather shoes that might allow boys to see up her dress) draws lines between Donny’s cool T-birds and the Pink Ladies.

Pink Ladies first. Chelsea Preston is innocent but memorable as the sweet, high-principled Sandy whose final number is a convincing show-stopper. Lucky Sarah Vance is a total delight as the perfect high school class leader Patty- running for VP of the Student Council, inserting herself into conversations, doing the splits- and never dropping her twirling baton. Also, she’s married to David Cotton- so her luck runs deep. Erica Peck is the steely, smart-talking Rizzo – and you will not forget Kelly Holiff (a popular cabaret and concert performer) as Marty, the rich-voiced girlfriend of a Marine- without a date for the prom. Newcomer Clea McCaffrey as Jan makes an indelible mark as a food-gobbling comedienne who steals your heart in a beautiful duet with Nick Sheculski – “Mooning”. “Beauty School Dropout” Frenchy (Michelle Bouey) might elicit a tear or two of empathy for her proud fragility.

And what talented stars appear among Danny’s friends!  Seth Johnson IS Kenickie- tall, lean, (be still, my blue-haired lady’s heart) an excellent dancer whose love for his Greased Lightning car is a palpable as that for Rizzo. Delightful, too is Garett Hill as Doody- would-be guitarist and singer with some of the smoothest shy moves you’ve seen on a stage. And not a gang member but an over-the top conceited DJ and Guardian Angel who’s spangled wings almost trap him in the burger palace door …Eddie Glen is the consummate stage performer who get a slightly elevated round of applause from the audience every time.

The resident music group is fantastic, the costumes (on loan from the 2016 Toronto production) are perfection, the lighting brings you into so much of the action – and the dancing re-choreographed for this particular stellar cast – will leave you hard-pressed not to hand jive all the way back to your car.

 This Huron Country run is already 90% sold out. Be There or Be Square.

Watch this video Preview of Grease: https://www.youtube.com/watch?v=lQAVfik1SwY#action=share

Daina Janitis

Daina Janitis reviews 12 Angry Men

Funny, isn’t it, how a few of the things you learned in high school (take THAT, Paul Simon) really do stick with you. When I knew I had the privilege to attend opening night of 12 Angry Men, a drama that is part of this year’s Drayton Entrainment line-up, I recalled a short essay by G.K. Chesterton – “Twelve Men”. It argued with great charm that having “professionals” decide on cases of law would inevitably lead to jaded and repetitive trials and verdicts. His last words have rung in my ears for more than 60 years:

“When it wants a library cataloged, or the solar system discovered, or any trifle of that kind, it uses up its specialists. But when it wishes anything done which is really serious, it collects twelve of the ordinary men standing ’round. The same thing was done, if I remember right, by the Founder of Christianity.” 

What a beautiful ideal…and yet this marvelous play is a subtle reminder that the rights embodied in the U.S. constitution require far more than men “standing ‘round” to insure that justice is done in the courts. Canada shares the legal view of “reasonable doubt”- and the play shows what a sacred and precarious position this is. As our Supreme Court stated in 1997, “A reasonable doubt is not an imaginary or frivolous doubt. It must not be based upon sympathy or prejudice. Rather, it is based on reason and common sense. It is logically derived from the evidence or absence of evidence”.

In the stage version of this play, director Marti Maraden, set designer Allan Wilbee, the whole backstage crew- and twelve of the finest actors assembled in Canada – I am certain of that – let the play trust in its innate merits. Reginald Rose’s script began as a TV play in 1954, was adapted to a play in 1955 and became a film (with Henry Fonda as Juror #8) in 1957. Of course, as decades progressed, directors have tried making the jury mixed in race, colour, and gender, but the brilliant Drayton production crew have resisted muddying the power of this play. The actors are all male, they still have only numbers, not names, and they utter some of the best dramatic dialogue you will ever hear on stage.

The set recreates a jury room of the 1950s- mottled institutional green, not air-conditioned on the “hottest day of the year”, and spare enough to create claustrophobia on a stage that also has a brilliant revolving portion to make the washroom part of the set. When I first saw the table for twelve set squarely across the stage, four jurors’ backs to the audience, I wondered how this breaking of the 45-degree rule (is there such a thing?) would work.

No problem for a director as gifted as Marti Maraden. The table remains static- like an unbreakable rule, amendment, or expectation- on the stage, while the actors carry out a kind of choreography that demands their movement and results in character revelation more intense than the movie version could do.

And how to give adequate recognition to that cast- those numbered characters whom you will not ever confuse or forget if you see this production. Juror #8, Skye Brandon, is an imperturbable citizen, father, and architect- the gentle but persistent voice of reason who begins the deliberation in what was almost a certain commitment of the 16-year-old defendant to the electric chair. In most powerful contrast to him is #3, Benedict Campbell, as the closed-minded juror whose personal failure as a father underlies his unbreakable assurance that the boy is guilty. A lesser actor might have striven to “beg” for likeability or sympathy in his final pathos- but Campbell never does. I warrant you will recognize and remember Juror #3, the garage owner whose references to “those” people and their innate faults bring chilling reminders of recent presidential speeches. So, too, the accented watchmaker, #11, who is never identified as a Jew but carries a fervent belief in justice to his new home.

Instead of giving well-deserved praise for every actor in the cast, I urge you to take advantage of this production before August 3rd. The play is disturbingly timeless. It’s a reminder of how demanding, fragile, and yet glorious this whole ongoing experiment with democracy and human rights really is.

Daina Janitis, July 20, 2019

Stratford’s Little Shop of Horrors is must see theatre

I went to see The Little Shop of Horrors at the Stratford Festival with some trepidation on Friday afternoon. I have seen some simply horrible productions of the play and wasn’t sure I could endure another.

Well, that all changed after the first musical number of this no-expenses spared production.

Great leads and supporting cast, great musical numbers, great sets and costumes, and a wise-cracking Audrey II man-eating plant combine to make The Little Shop of Horrors must-see theatre this season.

And, if you’re wondering, it’s kid friendly. I plan on returning with my granddaughters at some point this summer.

You should go!

Check out this YouTube video Preview: https://www.youtube.com/watch?time_continue=2&v=52SKY27VEsQ

Rick Young, July 20, 2019.